A study by the Office of Fair Trading is to look into the charges that banks impose on their customers.
New measures could be introduced to stop banks charging high fees for unauthorised overdrafts or "bounced" cheques. Banks warn that a curb on charging fees for these offences could herald the end of free banking accounts and see the re-introduction of current account charges.
I, like many, many people have never bounced a cheque, missed a direct debit, taken an unauthorised overdraft or committed any of these banking "sins". Why should I and people like me be charged for the bad practices of others? Lets keep charges the way they are, if a ever break a rule i'll expect to pay for it!
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